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Floods are unpredictable and can cause emotional and financial damage. Flood insurance helps you recover faster and more fully, giving you peace of mind.
Just a few inches of water can cause thousands of dollars in damage. Use our tool below to estimate your potential flood damage costs. Estimates may vary by location and specific conditions.
With the National Flood Insurance Program (NFIP), you get reliable coverage at a regulated rate — no shopping around required. Coverage includes:
- Homeowners: Foundation, plumbing, appliances, electronics, and more
- Business Owners: Equipment, inventory, structure, and furnishings
- Renters: Personal belongings like clothing, electronics, and furniture
Speak to an agent for coverage details, deductibles, and cost information.
Flood insurance is mandatory for homes with federally backed mortgages in high-risk zones. But even outside those areas, having a policy can provide critical protection and may be required by lenders.
No — private insurers also offer flood coverage. You can purchase excess coverage to supplement a FEMA policy or get full protection from a private plan.
Standard homeowners insurance doesn’t cover flood damage. It only covers internal water damage like burst pipes. Flood insurance is essential for storm surge and weather-related flooding.
Don’t wait until it’s too late. Protect your home, business, or rental property from devastating flood damage.
Get a Free Flood Insurance Quote